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Mercedes Gap Insurance

Finding a car that delivers both dependability and glamour is a rare thing. Usually these two qualities are mutually exclusive. Usually dependable cars are too dull to be truly desirable. Yet, over the decades, Mercedes has built a reputation for doing exactly that, routinely producing vehicles that effortlessly combine fastidious German engineering with chic looks and exciting performance.

The current Mercedes range showcases these qualities across a wide variety of models, from the compact, relatively affordable A-Class right up to the fabulously luxurious S-Class, a car considered by many to be the final word in automotive luxury thanks to a its near-faultless blend of advanced technology, precision engineering and elegant styling.

 

Why do I need Mercedes GAP insurance?

If you’re the proud owner of a Mercedes, you probably don’t want to cut corners when it comes to protecting your investment. Which is why GAP insurance makes sense as an extra level of protection.

No one wants to contemplate the worst-case scenario but it’s wise to consider the limits of your existing insurance policy in the event of a write-off. After all, nearly half a million cars are written-off in the UK every year. In such unfortunate circumstances many motorists find that their standard insurance pays out less than they need to replace their car - the reason? Depreciation.

Most standard policies pay out the current value of a car in the event of a write-off or theft, which is typically a long way short of the figure you’d need to buy a new like-for-like replacement. In fact, depreciation typically knocks about 60% off a car’s value over three years. Were you to buy a new Mercedes E-Class for £50,000, it may be worth £20,000 three years later. Consequently, your insurer may only offer a £20,000 payout in the event of a write-off, meaning you’d have to find another £30,000 to replace your car with the same model. This is where MotorEasy GAP Insurance comes into its own.

 

What do I get with MotorEasy?

Put simply, GAP Insurance covers the difference between the amount your standard insurance policy pays out and the amount you’d need to buy a new like-for-like replacement. In other words, it’s great way to ensure you’re fully covered in the event of a write-off.  

The case for GAP cover is even stronger if you’re paying for your car with a leasing arrangement or PCP financing, which could leave you exposed to considerable debt in the event of a write-off.   

Available for all cars up to 8 years old (or with up to 80,000 miles on the clock), MotorEasy GAP Insurance represents a smart, easy and affordable way to remove these risks and enjoy your Mercedes.

 

Car Theft

GAP insurance is designed to bridge the gap between the price your insurer is prepared to pay out and the sum you need to buy a like-for-like replacement in the event of a write off. But do you really need that extra level of protection?

Write-offs are more common than you may think. In fact, over 500,000 cars are written off every year. Typically, write-offs are the result of accidental damage but MotorEasy GAP insurance also covers you against car theft, which accounts for a rising number of write-offs every year. Indeed, statistics show that car theft is on the up, so it makes sense to ensure you’re properly protected. 112,174 motor vehicles were stolen in the UK in 2017/18, which is the equivalent of 307 every day. Sadly, that figure also represents a significant increase on previous years and the continuation of a 50% leap in car theft over the last five years.

 

Getting your Mercedes GAP Insurance quote

Receiving a MotorEasy Mercedes GAP Insurance quote is quick and easy with our handy tool. Simply visit our GAP Insurance for all the information you need about completing this process.

Get a GAP Insurance quote